api.oneappgo.com/v1/ · docs.1app.online

BUILD ON AFRICA'S
MOST COMPLETE
PAYMENT API.

Virtual accounts, sub-accounts, USD/EUR global accounts, virtual cards, BVN/NIN KYC, bill payments with commission, inline checkout — everything you need to build a financial product.

Boldd API — quick start

// Generate a virtual account for your customer
POST api.oneappgo.com/v1/dedicated-account

{
  "first_name": "Emeka",
  "last_name": "Okafor",
  "email": "emeka@business.com",
  "partnerbank": "GTB" // or Fidelity, Polaris, 9PSB
}

// Response: dedicated account number for this customer
// Payments to this account → your Boldd wallet
      

⚡

Settlement speed advantage

Boldd settles your transactions multiple times per day — not T+1 like Paystack or Flutterwave. For marketplace operators and platforms that need fast cash flow, this is a critical infrastructure advantage.

Read the docs → Get API access

Why Boldd API

The infrastructure edge
others don't offer.

5×

Multiple settlements per day

Your customers get paid the same day — not 24 hours later. Critical for marketplaces, logistics platforms, and any product where fast cash flow is the product itself. We settle multiple times daily, every day.

T+1 on Paystack · T+1 on Flutterwave

0.5%

Cheapest in market — by far

0.5% collection fee capped at ₦1,000. Transfers at ₦25 flat. On ₦10M monthly volume that's over ₦100,000 saved vs. the next cheapest option. Every kobo you save on infra is margin that stays with you.

1.5–2% on Paystack · 1.4% on Flutterwave

100%

Real customer support. Always.

No ticket queue. No bot. A real person from our team responds to you fast — because your business can't afford to wait 48 hours for a reply while transactions are failing. We're here every time you need us.

Ticket-only support elsewhere

∞

Built to customise, not constrain

Sub-accounts with login access. Webhooks with repush. Inline or popup checkout. White-label wallet flows. Settlement splits. Custom KYC rules. Configure everything — Boldd bends to your architecture, not the other way round.

Rigid configurations elsewhere

API endpoints

Everything you need.
One API.

💳

Payment Collection

Inline and popup checkout. Payment links. 0.5% collection fee — capped at ₦1,000. Multiple settlements per day (not T+1). Webhooks with repush support.

POST/v1/payment-link

GET/v1/verify/:reference

POST/v1/webhook/repush

🏦

Virtual Accounts & Sub-accounts

Generate dedicated virtual accounts per user across multiple banks. Create sub-accounts with login access.

POST/v1/dedicated-account

POST/v1/business/create-subaccount

GET/v1/virtualaccounts

🌍

Global Accounts

Create USD, EUR, and MXN accounts for your users. Accept international payments natively.

POST/business/create-globalaccount

GET/business/globalaccounts

POST/v1/global-send

💳

Virtual Cards

Issue USD virtual cards to your users. Fund, manage, freeze, and terminate. Physical Verve cards too.

POST/v1/card/create

POST/v1/card/fund

POST/v1/card/physical/create

🪪

Identity Verification

BVN and NIN verification built in. Blacklist API for fraud prevention. Instant verification responses.

POST/v1/verify/bvn

POST/v1/verify/nin

POST/v1/blacklist/check

📱

Bill Payments + Commission

Airtime, data, electricity, cable TV — your app earns commission on every bill payment transaction.

POST/v1/bills/airtime

POST/v1/bills/electricity

POST/v1/bills/cabletv

What you can build

Build any fintech product
on Boldd infrastructure.

Marketplaces

Multi-vendor payment marketplace

Give each vendor their own virtual account. Collect at 0.5% capped ₦1,000. Multiple daily settlements — vendors get paid the same day, not T+1.

dedicated-account create-subaccount transfer

Neobanks / Fintech apps

Consumer banking product

Create sub-accounts with login access for your users. They get wallets, virtual cards, and bill payments inside your app.

create-subaccount card/create bills/*

International payments

Cross-border transfer app

Create USD/EUR accounts for Nigerian users. Accept international inflows, convert, and disburse in naira instantly.

create-globalaccount global-send fx-rates

E-commerce

Online store checkout

Embed OneAppCheckout in 3 lines of code. Or install the WordPress or Shopify plugin. Accept cards, bank transfer, USSD.

inline-checkout wordpress-plugin shopify-plugin

Lending / Credit

Loan disbursement platform

Verify borrower identity with BVN/NIN. Disburse via transfer. Collect repayments through dedicated virtual accounts.

verify/bvn transfer dedicated-account

Super apps

Add bill payments to any app

Embed airtime, data, electricity, and cable TV into your product. Your app earns commission on every transaction.

bills/airtime bills/electricity bills/data

Ready-made integrations

Already built for
your stack.

⚡

Inline & Popup Checkout

OneAppCheckout.js drops into any webpage or SPA. 3 lines of code to accept all payment methods.

JavaScript SDK

🔵

WordPress Plugin

Install the Boldd WooCommerce plugin. Your WordPress store accepts all Nigerian payment methods instantly.

WordPress / WooCommerce

🛍️

Shopify Plugin

Boldd payment gateway for Shopify. Full Nigerian payment stack in your Shopify checkout.

Shopify

START BUILDING
ON BOLDD.

Africa's most complete payment infrastructure. Read the docs, get your API keys, and ship faster.

⚡

Settlement speed advantage

Read the docs → Talk to our team

docs.1app.online · api.oneappgo.com/v1/ · hi@useboldd.com

Get in touch

TALK TO US.
WE RESPOND FAST.

Ready to integrate? Want a sandbox API key, a custom plan, or just have a question? Fill this in — our team usually replies within a few hours.

BUILD ON AFRICA'SMOST COMPLETEPAYMENT API.

The infrastructure edgeothers don't offer.