FOR SMES & GROWING BUSINESSES · NOT FOR INDIVIDUALS

BANK FREE
FOR 14 DAYS.

OPay gives individuals free banking. Boldd gives your business free banking — with real infrastructure to collect, pay, and grow. Zero inflow fees. Zero transfer fees. Zero COT. Zero API fees. For 14 full days. No KYC wahala. Live in 5 minutes.

Claim free banking → Learn more about Boldd

5,000+ businesses on Boldd · useboldd.com · hi@useboldd.com

FREE BANKING — 14 DAYS· ₦0 inflow fees· ₦0 transfer fees· ₦0 COT· ₦0 API fees· No KYC wahala· Live in 5 minutes· Instant inflows — always· FREE BANKING — 14 DAYS· ₦0 inflow fees· ₦0 transfer fees· ₦0 COT· ₦0 API fees· No KYC wahala· Live in 5 minutes·
What exactly is free

Every single fee.
For 14 days. Gone.

⚡
Always
Instant inflows
Money lands immediately
₦0
Was ₦25–₦100
Transfer fees
Send money to anyone
₦0
Was ₦25
Transfer fees
Send money to anyone
₦0
Was ₦50+
COT charges
No hidden charges
₦0
Was charged
API fees
Full API access free
₦0
Was required
Setup fee
Open and start instantly
The free banking promise

Not a trial.
Not a discount.
Free. Banking.

For 14 full days your business banks completely free on Boldd. Collect money from customers. Send money to suppliers. Pay staff. Every transaction — zero naira charged to your business.

This is not OPay's free banking. Consumer apps give individuals basic transfers free. Boldd gives your SME the full banking stack — business account, payment collection, working capital access, and API infrastructure — free for 14 days, then Africa's lowest rates after.

After 14 days, Boldd remains Africa's lowest-priced business banking platform. Far cheaper than any traditional bank or payment gateway.

Start free banking now →
Your Boldd statement — first 14 days
Inflow / collection fees
₦0
Inflow settlement speed
Instant ⚡
Transfer fees
₦25₦0
COT charges
₦50+₦0
API transaction fees
Charged₦0
Marketplace listing
₦0
Total fees charged ₦0
No KYC wahala

Open your account.
Start banking free.
In 5 minutes.

1
0:00 — Start
Go to useboldd.com
Click "Open free account." No branch. No queue. No appointment. Just your phone or laptop and 5 minutes.
2
0:30
Enter your business details
Business name, email, phone number. That's all we need to start. No pile of documents. No guarantors. No long form.
3
2:00
Quick, simple verification
No KYC wahala. We keep verification fast and simple. You are not filling forms for a mortgage — just opening a business account.
4
4:00
Account live — payment link ready
Your Boldd business wallet is live. Multiple bank accounts generated. Payment link created. Free marketplace listing active.
✓
5:00 — Done
Bank free. Collect. Grow.
Your first 14 days — zero fees on everything. Start collecting from customers. Pay suppliers. Payroll. All free. All in one wallet.
After 14 days

Still Africa's lowest.
By far.

After your free banking period, Boldd stays the cheapest business banking platform in Nigeria.

Transfers — after free period
₦25
flat fee for transfers below ₦1M
Transfers < ₦1M₦25 flat
Transfers ₦1M–₦100M₦100 flat
Marketplace listing₦0 always
Inflow settlementInstant ⚡
Bill payments — earn back
2–3%
discount on airtime & data
MTN & Airtel2% discount
GLO & 9mobile3% discount
Cable TV / Electricity₦10 only
Cards
$1.50
USD virtual card per card
Platform feeWaived
Card funding1% of amount
Naira Verve card₦2,500/card

CLAIM FREE
BANKING NOW.

Open your Boldd account in 5 minutes. Zero fees for 14 days. No KYC wahala. Then qualify for up to ₦100M in working capital.

Start free — useboldd.com

5,000+ businesses already on Boldd · No credit card required

Get in touch

TALK TO US.
WE RESPOND FAST.

Have questions about free banking for your business? Want to know what happens after 14 days? Our team will walk you through everything — usually within a few hours.

hi@useboldd.com · @bolddhq · We usually reply within a few hours